November 2015

7 Useful Facts About Renters – Infographic: Check out this great infographic from our friends at MGIC. Below you will find that most millennial renters plan on becoming homeowners in the near future making them an main prospect for Real Estate Agents. To help you understand more about this group of individuals, take a look at the useful facts below. Embedded from MGIC Connects

October 2015

Intended Use/Intended Users: The appraiser’s intended use statement should now read “The intended use of the appraisal is solely to assist FHA in assessing the risk of the Property securing the FHA‐insured Mortgage (24 CFR 200.145(b)).” FHA and the Mortgagee must be listed as the intended users of the appraisal report. Cost to Cure of Repairs: If the appraiser determines repairs are required for the


1. YOU WILL NEED TO BE ABLE TO EXPLAIN THE NEW DISCLOSURES Loan Estimate (LE) For loan applications taken on or after October 1st, 2015 all lenders will be using the Loan Estimate (LE) which is replacing the current GFE and initial TIL. The LE will be three pages and contain terms and fees of the loan. Closing Disclosure (CD) is intended to replace the HUD-1 and

September 2015
Leaves in a rain gutter

It is officially the first day of Fall! Here at Absolute Issaquah, Fall is in full swing with kids finally back in school, summer vacations have been taken and everyone is getting back into their daily routine of closing loans and helping our clients save money.  Many of us hate seeing summer go but looking forward to fairs, pumpkin patches and Halloween just around the

June 2015

Europe continues to influence mortgage rates. This week’s action was driven by negotiations over Greece’s looming debt payment. This year’s Q1 economic slowdown was less severe than estimated, raising expectations for growth in 2015. A strong economy will usually lead to higher rates. Consumer spending rose in May at the fastest rate in almost 6 years. Increased consumer spending fuels the economy and could lead

May 2015

Michael Smith, Senior Mortgage Advisor at Absolute Mortgage in Issaquah has been awarded Mortgage Advisor of the Month for April 2015. This is Mike’s first award of the monthly awards Absolute Issaquah is giving out to their Mortgage Advisors (MA’s) The Mortgage Advisors are chosen for the award based upon: Hard work Quality of work How well they work with others Overall Production  “Mike has

April 2015
4 Reasons to Get Outdoors in the Northwest This Weekend | April 17th-19th 2015

In the Northwest, it’s no surprise when the weekend forecast includes rain. For those who don’t live here, Seattle has a reputation for nonstop rain. However, we all know that when the Northwest gets spurts of great weather, we definitely know to take advantage of it. Here at Absolute Mortgage in Issaquah we appreciate this wonderful weather and value time spent with our families enjoying

Mortgage Advisor of the Month | March 2015

Wendy Mariani, MLO-112530 Senior Mortgage Advisor at Absolute Mortgage in Issaquah, WA has been awarded Mortgage Advisor of the Month for March 2015. This is Wendy’s second award of the monthly awards Absolute Issaquah is giving out to their Mortgage Advisors (MA’s). The Mortgage Advisors are chosen for the award based upon: Hard work Quality of work How well they work with others Overall Production

February 2015
Mortgage Advisor of the Month February 2015

Tom Hawkinson, MLO-102005 Senior Mortgage Advisor at Absolute Mortgage in Issaquah, WA has been awarded Mortgage Advisor of the Month for February 2015. The Mortgage Advisors are chosen for the award based upon: Hard work Quality of work How well they work with others Overall Production “Tom has put in long hours of hard work. He is diligent and always very organized when it comes


January’s strong employment report also shows upward corrections for the end of 2014. Continued improvement could speed up Fed increases to policy rates. January’s report showed a greater increase in wages, though still below target levels. Slow growth could offset positive factors to delay Fed increases instead. Retail sales fell for the 2nd straight month. Gas prices are making consumers A Fannie Mae survey shows that more consumers are now positive about personal


February 2015

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