Fannie, Freddie, and Ginnie Direct

Freddie Mac headquarters in McLean, Virginia

Did you know that Absolute Mortgage is Fannie, Freddie and Ginnie Direct?

Fannie, Freddie and Ginnie Direct means the mortgages we provide are sent directly to one of these entities with no middle man. Often times investors, big banks or wholesale lenders can “Underwriting Overlays” which are more stringent guidelines on top of what the big entities (Fannie, Freddie and Ginnie) have already laid out as minimums already. Over 90% of our loans go direct!

So what does this mean for you as a client?

  1. Less Documentation
  2. Credit Score as low as 580 on government loans
  3. Faster Underwriting turnaround times

Here at Absolute, we strive for each client to have a quick and smooth transaction. If you are in a situation where you have trouble qualifying for a home loan, reach out to Truong Luu at Absolute Mortgage today!

Contact Truong Luu About Home Financing!


Truong Luu was born and raised here in Washington growing up in West Seattle area before moving to Issaquah. His upbringing in diverse cultures gives him personal knowledge and experience of these emergent markets. Read more about Truong Here






This is not a commitment to lend. Prices and guidelines are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision.



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